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Home shoppers & investors - - -  looking for a deal? Great!

(Updated March 11, 2021)


BE AWARE:  The best deals often sell in the first hours or days after they hit the market . . . the headlines are TRUE, and I see this time and again!

When you’re ready to BUY, be sure your gun is loaded with the basic "Buyer’s ammo:"

Bullet #1: A solid, recent loan pre-approval from a proven lender;

Bullet #2:  Cash for an earnest-money deposit of at least 1% of your offer amount (some sellers respond more favorably to 2-3%).

Bullet #3: Proof of available funds (bank statement, line of credit, etc.) to cover your down-payment & expected closing costs. 

Bullet #4 has been a big one, but is NO LONGER RELEVANT as of January 2021 - - - California laws have changed, so your family "story," personal letters, or photos are not likely to reach the seller - - - this reduces risks of seller discrimination. Your offer must be strong and "all-business" in order to tip the scales in your favor.

Bullet #5: Be ready to find insurance! If you're shopping in a forested area or one with high fire hazards, avoid "sticker shock:" sellers often require buyers to commit to obtaining an insurance quote & commitment FAST and this can take days, not hours! (Need help? Look for insurers on this site, see my "Team Roster.")

Bullet #6: Do you need the keys on the first day of ownership? If NOT, consider offering the seller up to 30 days to remain "In Possession." This reduces pressure on all parties and could make you stand out!

Bullet #7: PRICE, PRICE, PRICE. In a "Seller's Market" with many homes receiving multiple offers, sellers will SELDOM send you a counter-offer asking you to consider a higher price or better terms . . . they will simply accept the best offer they receive.  Sorry, but this means, "Go to the mat" up front. 

Sellers can be bullish, especially in a market like this! Read "How to Buy Low" before submitting an offer.  

I strive to provide exceptional service at every step of the process.

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Your satisfaction is my purpose!

Contact Info
Casey Spencer & Christa Proctor
eXp Realty of California, Inc.

DRE#: 01437910. Broker: eXp Realty of California, Inc. #01878277